function mmLoadMenus() {
  if (window.mm_menu_0023145730_0) return;
  window.mm_menu_0023145730_0 = new Menu("root",150,18,"Verdana, Arial, Helvetica, sans-serif",12,"#000000","#ffffff","#CFCFCF","#206CB6","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0023145730_0.addMenuItem("USA Companies","location='usa.htm'");
  mm_menu_0023145730_0.addMenuItem("Non-USA companies","location='nonusa.htm'");
   mm_menu_0023145730_0.hideOnMouseOut=true;
   mm_menu_0023145730_0.menuBorder=1;
   mm_menu_0023145730_0.menuLiteBgColor='#ffffff';
   mm_menu_0023145730_0.menuBorderBgColor='#000000';
   mm_menu_0023145730_0.bgColor='#ffffff';
   
   window.mm_menu_0023145731_0 = new Menu("root",220,18,"Verdana, Arial, Helvetica, sans-serif",12,"#000000","#ffffff","#CFCFCF","#206CB6","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0023145731_0.addMenuItem("Commercial and business loans","location='mortgages.htm'");
  mm_menu_0023145731_0.addMenuItem("Residential Loans","location='mortgages1.htm'");
   mm_menu_0023145731_0.hideOnMouseOut=true;
   mm_menu_0023145731_0.menuBorder=1;
   mm_menu_0023145731_0.menuLiteBgColor='#ffffff';
   mm_menu_0023145731_0.menuBorderBgColor='#000000';
   mm_menu_0023145731_0.bgColor='#ffffff';
   
   window.mm_menu_0023145732_0 = new Menu("root",100,18,"Verdana, Arial, Helvetica, sans-serif",12,"#000000","#ffffff","#CFCFCF","#206CB6","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0023145732_0.addMenuItem("Our Services","location='dayton_christian1.php#dayton'");
   mm_menu_0023145732_0.hideOnMouseOut=true;
   mm_menu_0023145732_0.menuBorder=1;
   mm_menu_0023145732_0.menuLiteBgColor='#ffffff';
   mm_menu_0023145732_0.menuBorderBgColor='#000000';
   mm_menu_0023145732_0.bgColor='#ffffff';
   
   window.mm_menu_0023145733_0 = new Menu("root",140,18,"Verdana, Arial, Helvetica, sans-serif",12,"#000000","#ffffff","#CFCFCF","#206CB6","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0023145733_0.addMenuItem("Adult Classes","location='founder1.php#adult'");
  mm_menu_0023145733_0.addMenuItem("Youth Programs","location='founder1.php#youth'");
  mm_menu_0023145733_0.addMenuItem("Occasional Programs","location='founder2.php#occational'");
   mm_menu_0023145733_0.hideOnMouseOut=true;
   mm_menu_0023145733_0.menuBorder=1;
   mm_menu_0023145733_0.menuLiteBgColor='#ffffff';
   mm_menu_0023145733_0.menuBorderBgColor='#000000';
   mm_menu_0023145733_0.bgColor='#ffffff';
   
   window.mm_menu_0023145734_0 = new Menu("root",180,18,"Verdana, Arial, Helvetica, sans-serif",12,"#000000","#ffffff","#CFCFCF","#206CB6","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_0023145734_0.addMenuItem("Children's Programs","location='dayton_urban1.php#children'");
  mm_menu_0023145734_0.addMenuItem("Housing Development","location='dayton_urban1.php#housing'");
  mm_menu_0023145734_0.addMenuItem("Community Outreach","location='dayton_urban1.php#community'");
  mm_menu_0023145734_0.addMenuItem("Other Specialized Programs","location='dayton_urban1.php#other'");
   mm_menu_0023145734_0.hideOnMouseOut=true;
   mm_menu_0023145734_0.menuBorder=1;
   mm_menu_0023145734_0.menuLiteBgColor='#ffffff';
   mm_menu_0023145734_0.menuBorderBgColor='#000000';
   mm_menu_0023145734_0.bgColor='#ffffff';

  mm_menu_0023145730_0.writeMenus();
  mm_menu_0023145731_0.writeMenus();
  mm_menu_0023145732_0.writeMenus();
  mm_menu_0023145733_0.writeMenus();
  mm_menu_0023145734_0.writeMenus();
} // mmLoadMenus()